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It’s probably no secret to you that you can withdraw money from your mobile phone account. At the same time, you can not only transfer funds to phones of other operators, but also transfer funds to electronic wallets (Qiwi, PayPal, Webmoney), bank cards and accounts, and even to cash pick-up points (Unistream, Contact, Blizko, Anelik, Russian Post, etc.). ). In this review, we will look at the simplest and most popular method of withdrawing funds from a phone account, namely, how to transfer money from Megafon to a card (Visa, MasterCard or Maestro).
How to transfer money from Megafon to a Visa or MasterCard bank card
These are two very simple and universal methods that will allow you to transfer money from a Megafon SIM card to any bank card, be it a card from Sberbank, VTB, Alfabank or others.
The term for crediting funds when choosing any of the above methods ranges from several minutes to 5 business days.
Transfer money from Megafon to card via SMS
To make a transfer via SMS, just send a free SMS like this to the short number 8900 card card_number amount. All data in the message is indicated separated by spaces.
For example To transfer 2000 rubles to a bank card with the number 1234567890123456, you need to send an SMS with the text card 1234567890123456 2000.
In response, your phone will receive an SMS message asking you to confirm the payment and indicating the amount that will be debited from your Megafon account, taking into account the commission. The amount of transfer fees will be discussed at the end of the article.
How to transfer money from Megafon to a card via the Internet
The Megafon online service “Money Transfers” is a convenient tool for transferring funds from your phone account.
In a similar way, you can transfer money from your phone account to your bank account by selecting the appropriate item in the menu.
How to transfer money from Megafon to Maestro card
Owners of Maestro social bank cards from Sberbank may find it impossible to transfer money from their phone balance to such a card using the above methods. The fact is that the numbers of these cards contain 18 digits instead of 16 (like Visa or MasterCard cards), and therefore the system does not skip the payment, considering that the bank card information was entered incorrectly.
What to do in such cases and how can you transfer money from your phone account to your Maestro card? I'll have to use it alternative way, namely transfer money to a bank account.
Any bank card, including Maestro, is linked to a bank account. Therefore, if you transfer money to this account, it will also be available from your bank card.
To make a payment, you need to know the card account number, which contains 20 digits and the bank's BIC. They are easy to recognize through " Personal Area» in the Sberbank.Online service.
Transfer money from Megafon to Sberbank Maestro card:
The term for crediting funds to a bank account, commission and transfer restrictions are the same as when transferring funds directly to the card.
Commission size and restrictions on transferring money from Megafon to a card
If you hope that Megafon will allow you to transfer money to a card without a commission, then you are deeply mistaken. Moreover, in principle, there is no way to transfer money from a phone balance without commission (at least from an “honest” one). You need to understand that all monetary transactions are carried out through the operator’s partner banks, and like any other organization providing services to the public, they strive to receive remuneration for their work. You also won’t do something for some “uncle” for a “thank you,” right?
So, what commission will you have to pay if you are going to transfer money from Megafon to a bank card?
Commission
The amount of the transfer fee depends on the amount transferred:
- from 50 to 4999 rubles the commission is 7.35% + 95 rubles.
- from 5,000 to 15,000 rubles the commission is 7.35% + 259 rubles.
Yeah, you can’t call such a commission small. Therefore, the question arises: is there a cheaper way to transfer money from a phone to a card? Someone may advise you to use a Qiwi wallet, but in my opinion, “the game is not worth the candle,” and now I will explain why.
First of all, it's long. You must first register in the Qiwi system (if you don’t already have a wallet), then transfer money from your phone to Qiwi, and only then from your wallet to your bank card.
Secondly, the Qiwi payment system also charges a transfer fee. And when transferring money back and forth (according to the above scheme), you will have to pay the commission twice. For transferring money from a Megafon number to a Qiwi wallet, the commission is 8.5% . For transferring money from a wallet to a card, the system will charge 2% + 50 rubles.
Most likely, for a specific amount, the Qiwi wallet method may turn out to be more profitable, but in general it cannot be considered definitely cheaper (or more expensive) than transferring money from a phone through the Megafon money transfer system.
Restrictions
For transfers of funds from the balance of a Megafon mobile phone to a bank card or bank account, the following restrictions apply:
- The minimum one-time transfer amount is 50 rubles.
- The maximum one-time transfer is RUB 15,000.
- You can transfer no more than 15,000 rubles per day.
- You are allowed to transfer no more than 40,000 rubles per month.
- The required balance on the account after making the transfer is 10 rubles.
Now you know everything about how to transfer money from Megafon to a bank card))) Using the indicated methods, you can transfer money from Megafon to a card of Sberbank, VTB, Alfa-Bank, Uralsib, Tinkoff and many, many others that issue Visa payment system cards (Visa), MasterCard (MasterCard) or Maestro (Maestro).
Each of us has encountered a situation when the money on the phone is running out and we urgently need to call somewhere or continue the conversation. In such cases, most often there is not a single reception point nearby. What to do in such situations? Megafon cellular subscribers need not worry, because in such situations they will be able to lend a helping hand to their friends and family or receive help from them.
How to transfer money from Megafon to Megafon?
To use the Megafon “Mobile Transfer” service, you must dial the following combination on your phone: *133*[transfer amount in rubles]*[ten-digit phone number of the subscriber where you want to make the transfer]#. For example, if you want to transfer 200 rubles to the number +79213334455, you must dial the following combination:
*133*200*9123334455#
If the request was formed correctly, in a few minutes you will receive a message with a transfer confirmation code. To complete the transfer, you will need to remember this code and send it via SMS to the number from which it came.
How to transfer money from Megafon to Megafon via the Internet?
There is another way to transfer money from Megafon to Megafon - using the Megafon-payment website. To do this, go to the website oplata.megafon.ru, go to the mobile communications page, select the Megafon operator in your region.
oplata.megafon.ru -> mobile connection-> Megafon (home region).
A form will open in front of you, in which you need to enter the phone number of the Megafon subscriber, where the money will be transferred, and the transfer amount. Also, in order to transfer money from Megafon to Megafon via the Internet, you will have to log in using your phone number and password, which you can receive in an SMS message by clicking the button next to the “Get password” authorization.
Rules for transferring money from Megafon to Megafon
In order to transfer money from Megafon to Megafon, you must first activate this service. To do this, simply send a short SMS with the number 1 to service number 3311 and within a few seconds you will be able to perform operations on your account.
You also need to make sure that you have enough funds on your mobile phone for the transfer. Do not forget that for some regions of Russia there is a limit on funds that must remain in the account after the transfer. Most often, it is 50 rubles.
If all the specified conditions are met, you will be able to transfer at least 10 rubles to a friend’s account. You can use this service no more than 5 times a day.
So, in order to transfer money from Megafon to Megafon, the following conditions must be met:
- You must be connected to this service
- There must be enough funds in the account
- You can transfer money only to a Megafon subscriber's account
- The cost of one mobile transfer, regardless of its amount, is 5 rubles
- The number of transfers per day should not exceed 5 times
Very often, relatives and friends find themselves far from places of globalization, and they may have problems with cellular communication. The most common is when the money on your phone balance suddenly runs out.
This situation can be solved in various ways. Megafon subscribers have the opportunity to send money online from one device to another. Moreover, what is important is that money from the megaphone can be transferred to the numbers of other mobile operators. The service allows you to do this.
How to send, send, transfer money to your phone megaphone.
You can send, send, transfer money to your phone in the following way.
The subscriber sends an SMS on his device to the number 3116 . In the test, he first indicates a ten-digit phone number to which you need to send money, and then a number - the amount required for crediting.
Or type the command on your phone screen *133*transfer amount*subscriber number# and press call.
This service works throughout Russia, incl. and in the city of Moscow, St. Petersburg, the Volga region, the Urals, and Sakhalin. Anywhere in the Russian Federation, you can top up your balance with your family or ask them to do it for you. Of all the ways to transfer money, this is the most convenient. Since the Internet is not always at hand, payment terminals may not work. And here mobile phone is always in every person's pocket.
Why is money not transferred from the megaphone, why is it taking so long?
But although the service is convenient, many face certain problems. You can often hear questions on the topic: why are they not translated, or why is it taking so long?
How to make Mobile Transfer Megafon
In fact, it is important to understand here that in essence there is a money transfer that must be recorded and verified. The Megafon company is trying to speed up this process as much as possible, but it can still take several minutes.
Why was my mobile transfer rejected?
As for why the transfer was refused, there may be few reasons.
Firstly, there are restrictions on the maximum amount. For Megafon it is 500 rubles, despite the fact that the money will be transferred to another device of the same mobile operator. If there is another, the amount is further reduced.
Also, you cannot transfer more than 1,500 rubles during the day. And the amount per month is limited to 5 thousand rubles.
The minimum amount of “Mobile transfer” is 1 ruble.
And most importantly, you cannot transfer your last money from your phone. There should always be at least 30 rubles left on it, this is for the Moscow and Moscow region. In other regions, the minimum balance on the phone balance can be either higher or lower than 30 rubles.
All over detailed information for your region, you can always check
