How to make money without having to work. How can you not work and earn money while sitting at home? Constant passive income

Good day, friends. Remember the “bearded” joke about a businessman and a Papuan who was lying under a palm tree?

The businessman taught him: “Take a stick, knock down bananas and sell them, and with the proceeds, buy a cart and hire workers. And then you can lie there and do nothing.” To which the Papuan replied: “Why? I’m just lying there and doing nothing.”

We are all Papuans at heart who want to spend a minimum of effort, but at the same time it is desirable for the bananas to fall into our hands. Therefore, now we will talk about how not to work and get money.

In my article I will tell you whether it is possible to live relatively comfortably without working, and by what methods this can be achieved.

If you were not born into the family of a millionaire who has already provided a decent life not only for you, but also for your children, then you have only two alternatives for receiving the capital of your labor costs:

Large one-time income. This could include, for example, a big win in lottery or, receiving an inheritance or, a completely fantastic option, finding a treasure.

If the size of these incomes is large enough, this will allow you to not work for some time and live for your own pleasure.

However, I will not consider such extreme methods.

Constant passive income

It is through him that real financial freedom is possible, since any money received will, sooner or later, run out.

Since passive income is the receipt of profit from previous investments, you will first have to work hard to secure it.

In my opinion, the companies that are suitable for creating a stable passive cash flow are those that are suitable for the majority of people who make purchases on the Internet, and that can be used as a main or additional direction, in parallel with one or another activity.

Among these, for example, I include CashBack service Switips, the advantages of which I wrote about.

At a minimum, it is worth creating and promoting a good account on the social network VK, YouTube or Instagram.

To do this, pay attention to the aggregator of tools for promotion -: rotation for recruiting subscribers and many other useful things for promoting any business on social networks. All in one!

A very interesting project for promoting both your resources and for making money by performing various simple tasks - it offers a good affiliate program in which you will receive 50% points or 50% rubles from the earnings of the users you attract, which can be a good source of passive income .

In order to earn money, you need a job. Sometimes you just can't find it. Luckily, there are ways to earn income without much effort. Check out this list, maybe some of the ideas will suit you too.

Become a spreader of information

Small firms working with a narrow circle of clients make money through word of mouth. They often pay small sums to those who spread information about them to others. Find out what companies are nearby and whether you can become a kind of advertising agent for them. It's very simple and can really help you make money.

Write a book and get paid

Of course, this will require effort. However, if you are an expert in a subject, you can use your knowledge. Write a book, describe your experience, and then publish it - and you can expect profit. From the moment you publish, every time someone buys your book, you will receive money. Their exact number is determined by the contract with the publisher. You can also self-publish your book, which means you'll get paid every time people download it or read it online.

Create an online course and make money from it

If you are a professional in your field, but do not think that a book can properly convey your knowledge, you can make an online course. Think it over and upload it to the Internet for a certain amount. Every time someone buys your course, you will receive money.

Make your own website and earn money from advertising

Make a video

You can start your own video channel; videos can be dedicated to any topic. If you're an illustrator and want to teach how to learn to draw, do it! If you know your phones and want to talk about reinstalling the system, do it! You can add advertisements to your videos, and every time people watch your videos, you will earn a small amount.

The secret to making money is not in a well-paid job, but in finding creative ways to solve other people's problems. You don't need a degree to do this.

To put your out-of-the-box thinking to work, read about these famous and not-so-famous ways to boost your budget. In this article you will find many ideas on how to make money quickly, as well as some financial tips.

The article is quite lengthy, if you don’t have time to read, save the PDF and read it when you have time.

Resale of goods and services

Reselling articles

You don’t have to write articles yourself to make money. It is enough to study how copyright exchanges work, where they pay and how much you can earn by reselling texts. Read about it -

Selling used books

Perhaps you, or your parents or friends have a bookshelf with old books.

Such books can be sold profitably. I have collected all the information on this topic in this article -

If you speak English, then you should take a closer look at foreign online auctions, where books published in the USSR and pre-revolutionary Russia are readily bought.

Bankruptcy auctions

There are a lot of enterprises and individuals. individuals declare themselves bankrupt.

By law, all their property must be sold at auction.

At such auctions you can buy anything, from apartments, land plots to cars and televisions, and at a price much lower than the market price.

I told you how to make money from bankruptcy trading in this article -

Reselling goods on Avito

The earning scheme is very simple, the only condition is that you must know the product you will be working with well.

Alexander buys guitars, fixes them up and resells them. Here is his story - .

And Mikhail buys cameras with good optics and resells the optics separately. Receives a good income. Here is his story - .

Earning money through mediation

Andrey Timoveev in his article told how he made money through mediation.

He resold pallets, was an intermediary for a team of finishers, was an intermediary for companies involved in removing snow from roofs, and resold training kits.

If you are interested in the intermediary business, then read -

Real estate agency

If you communicate easily with people, then you should pay attention to an interesting business based on renting out rooms or apartments.

By collecting applications from landlords and reselling this information to tenants, you can make good money, and you can work without an office.

Read this true story -

Participation in research

Sign up for focus groups

From time to time, advertisements appear on the Internet seeking participants for various studies.

This could be focus groups on testing hair dye or, for example, testing electronic cigarettes.

Be careful and choose your employer carefully, there are many scammers in this area. Good vacancies can be viewed.

Participation in medical research

If you are not afraid of doctors, you can make money this way.

Some studies may ask you (especially if you have a medical condition) to test new treatments or medications that may have negative side effects.

Other studies may ask participants to exercise without any long-term side effects.

You can find a job through a search engine, there are many vacancies. Here is an example of such a vacancy:

Participation in marketing research

Become a secret shopper

This means evaluating the products and services of companies and organizations without their knowledge.

Photographing goods

The millionagents company is constantly recruiting secret inspectors. Upon receiving the assignment, you will need to go to specified stores and photograph certain products, sometimes fill out a questionnaire and answer questions.

You can read more about this method of earning money in my article -

Taking online surveys

Unleash your artistic potential

Selling photos

If you have a camera and a good sense of light, color and composition, you can take and sell stock photos, which are ordinary images that are used in many places, usually to illustrate online articles.

Selling drawings

If photography is not your thing, then you can try your hand at creating caricatures and caricatures of famous people. Such works sell well on photo stocks.

Mikhail Vetyutnev draws cartoons and sells them. Read about it in his article

Sale of sketches for tattoos

Do you like creating sketches for tattoos? You can make money from this. There is a special website where you can sell your works. You can get $300 for one sketch, how do you like this prospect?

Creating T-shirt designs

We come up with a print design for a T-shirt, post it on a special website, and receive a percentage of sales. Even I, having no drawing skills, created several prints and made money from them.

If you are familiar with English, you can earn more:

Handmade (handicrafts)

If you have any crafting skills, consider selling your crafts online.

For people who know how to work with their hands, the Internet is a great place to sell their work.

I have a series of articles in which craftsmen tell how they make money from handmade products. Choose the method that suits you and earn money:

Make money from your hobbies

Create a blog

Of course, there is a lot of competition in the online world, but one thing that makes a good website or blog stand out is the dedication and enthusiasm of its writer.

Many website owners focus too much on SEO and keywords, but if you write about what really matters to you, you will be far ahead of your competitors.

I have prepared several articles for you on this topic:

Earnings from games

Earning money on video

If you are truly passionate about something, then create a YouTube channel and tell others about your passion.

Over time, popularity will come to you, and with it big earnings.

Naming

If you like to be creative and come up with something new, then try your hand at naming. Coming up with names and slogans for websites, companies and organizations.

Film Comments

This method of earning money will be of interest to those who like to watch movies on the Internet. Some online cinemas pay several rubles for a commentary on a film.

You can combine business with pleasure -

Instagram

Do you like taking photos? Do you have an Instagram account? Turn it into a profitable business. I translated an article by a famous American marketer, in which he explains in detail how to turn your Instagram account into a profitable business.

Selling your recipes

Do you love to cook? You can make money from this. Take photographs of the process and send the photos along with the recipe to special sites.

Writing product reviews

Many online stores willingly pay for such services. Product reviews are a great way to make money and the job doesn't require much artistic talent or literary training, which makes it different from many other article writing jobs.

Here are some articles on this topic – –

Write sales texts

There is a huge demand on the Internet for high-quality texts on various topics. Start working as a copywriter. You can read about how much you can earn from rewriting.

Part time job

Walking pets

Walking a few dogs at the park during the week is a good way to have fun, get some exercise and meet new people, and make a little extra money on top of that.

Promoter

If you are young and full of energy, you can work as a promoter. You will need to distribute leaflets and participate in product presentations.

All the subtleties and complexities of this work are described in this article -

Courier

You can earn some money in your free time from study or work by becoming a courier.

You can register as a courier on the Dostavist website and you will receive tasks on your smartphone. What you need to do and how much they pay you will learn from this article -

If there is no Delivery Service in your city, then you may be interested in working as a courier in a pizzeria. Do you want to know the whole truth about this work?

Minor repairs

Whether you are good with computers or know how to fix plumbing, there are many people who need your help. I described where to find orders in this article -

Growing and selling your products

If you have your own plot of land, you can arrange

Or you can rent several hectares and organize

Become an entrepreneur

From the outside, all this seems very complicated and incomprehensible, but in fact, entrepreneurship is an ordinary job with its pros and cons.

Anyone can become an entrepreneur if they have the desire.

I have several articles on my website in which entrepreneurs talk about their experiences.

Cleaning

A simple cleaning business can bring in 120 thousand rubles per month. And you won’t have to carry a mop, everything will be done by hired employees.

Masseur

Another variant. You can take courses as massage therapists and earn 60 thousand rubles a month. How do you like this prospect?

Mikhail Vetyutnev kindly shared his experience as a massage therapist -

Photographer

Maybe you have a good camera? You can make good money from photography. Yes, there is fierce competition now, and everyone has cameras in their smartphones, but there are still free niches where you can make money.

Your own coffee shop

You probably thought, well, no, this is not for me, it requires a lot of money. You are wrong.

To start a mini-coffee shop you will need no more than 200 thousand rubles.

Andrey Timofeev says -

Profit per month reached 42 thousand rubles. After half a year, he recouped all costs.

Home business - manicure

After the divorce, the woman did not give up, but trained as a manicurist and created a successful home business.

Own pizzeria

Serious business with serious income.

To start, you will need about 400 thousand rubles. If you do everything correctly, you can count on a net profit of 120 thousand rubles per month.

Creation and distribution of advertising leaflets

You can offer companies the service of distributing advertising leaflets to the mailboxes of city residents.

It seems that this business is not very profitable, but in fact you can earn up to 70 thousand rubles a month from this.

Unusual ways to make money

What people don't make money from. Let me give you a few examples.

Model

The work is not easy and requires certain character qualities from the sitter. But you can earn money quickly and no special knowledge is required.

Meteorites

There are meteorite hunters. Meteorites are very expensive and there are people who search for them.

If you are a creative and creative person, then these ways of earning money will be interesting to you.

Creative competitions

You can make short videos on a given topic and win cash prizes.

eYeka website

It is a free site with a community of over 250,000 authors from 154 countries. The site holds creative competitions in various fields: animation, video, graphic design, label and packaging design, illustration, script writing, creative writing, photography.

There is a lot of competition, but the prizes are very good.

For example, a competition:

Assignment: How can we convey the idea to Chinese youth that they can get a powerful boost of energy by taking a shower!

Prizes:

  1. Prize 4000 €
  2. Prize 2000 €
  3. Prize 2000 €
  4. Prize 1000 €
  5. Prize 1000 €

Ideas for cards

There are sites that pay for original card ideas.

If your idea wins, you will receive from $50 to $500.

Competitions on the Internet

You can find and participate in simple competitions held by site owners.

Most often this is a competition for the best commentator. Usually the winnings range from 100 to 300 rubles.

Model for Titigram

The startup Tittygram sells photos with messages on girls' chests. Naturally, female models also earn money.

The fee record set by one of the models is 15,000 rubles in one day.

What criteria are used to select models and technical requirements for photographs can be found in my interview with the founders of the service -

Web model

Working as a web model on a special website where female models communicate online with registered users and receive money for it.

Use the law of supply and demand

Most of us are familiar with the law of supply and demand - if a product (or service) is available in large quantities, then it is cheaper and, conversely, the more unique the product (or service), the more expensive it is.

We don't apply the law of supply and demand in our own lives - in particular, our careers. For example, if you strive to do something that many other people are already doing (and doing it for free, as a hobby), then it will be more difficult for you to make money from it.

On the other hand, if you do something that most people don't want to do or do it better than everyone else, then you can make a lot more money.

If your goal is to earn enough money to retire early, you need to make earning money a priority, not job satisfaction.

If you plan to leave the rat race early, then you will have to do it anyway.

You should take a closer look at those types of jobs that pay a lot, but with difficult working conditions. If you can control your expenses while keeping them low for 10 years, you can build savings for a modest, early retirement or supplement your income. You will do what you really love and not have to worry too much.

But keep in mind that to achieve this, you will need clear goal setting and a strong will.

Recognize that time is money

This important advice was given by Benjamin Franklin, who was a talented American inventor, journalist, writer, diplomat and statesman.

Your ability to manage your time (and avoid wasting it) is an important component in your ability to make money.

If you are self-employed or employed, track what you spend your time on. Ask yourself: “Which of these activities help me make more money and which of them are a waste of time?”

Do more of the former and less of the latter, it's simple. When you focus on completing priority tasks, you will get the job done well and quickly.

By working efficiently, you give your employer or clients more time and they will appreciate you for it. Remember that time is a limited resource.

Raise your prices

If you provide a unique service (or product) that is in high demand, you should make good money. Unfortunately, there are many people who are too modest or afraid to demand appropriate compensation.

If you work for someone else, ask for a raise or a promotion, and if that doesn't work out, reconsider your career.

If you work for yourself, the first thing to do is make sure your clients pay on time - this in itself can significantly improve your income.

Check your prices and rates, compare with your competitors - are your prices lower? Why? If you provide a superior product (or service), you should charge at least an average price if your profitability depends on mass production.

Remember Murphy's Law: “Anything that can go wrong, will go wrong.” Make a plan, include all the calculations possible, then you can anticipate everything that can go wrong.

Then make a backup plan for each scenario. Don't leave anything to chance. If you're writing a business plan, do your best to estimate when you'll reach your break-even point, then multiply that timeline by three to get a more realistic date.

And after you have identified all the costs, add another 20% for costs that you cannot foresee.

Your best defense against Murphy's Law is to assume the worst and be prepared for it.

Redefining Wealth

After studying the lives of millionaires, people are surprised to learn that most millionaires are not doctors, lawyers and corporate bosses with big houses and expensive cars, but people who live below their income and invest their excess in assets rather than liabilities.

As you use the money-making techniques described above, keep in mind that increased income does not necessarily coincide with increased wealth.

Most people who flaunt their wealth actually have a low net worth because their debt ratio is high—in other words, they owe a lot more money than they actually have.

All the previous steps describe aggressive “how to make money” strategies, but you will never make money anywhere if you have holes in your pocket.

A ruble saved is a ruble earned

In fact, when you consider that you pay taxes on every penny you earn, you'll actually make more money by saving than by increasing your income, especially if the additional income dramatically increases your tax rate.

For example, let's say you have a choice between saving $100 or earning an extra $100. If you pay 10% tax, then when you earn $100, you may only receive $90.

But when you save $100 from your existing budget, you get the full $100.

Another opportunity to earn money is to take advantage of compound interest in savings accounts.

Over time, you will begin to earn money on your initial amount plus saved previous interest on that amount. It will be pennies at the beginning, but in the end the amount will increase exponentially.

Understand the difference between an asset and a liability

The dividing line is whether you put money in or out of your pocket. No matter how much you love your home, it is still a liability, not an asset, because you are putting more money into it than you are getting out of it (unless, of course, you resell or rent it out).

Regardless of the amount of money you manage to save, invest it in assets such as stocks, mutual funds - anything that generates interest or royalties.

Eventually, you may reach a point where your assets do all the work for you, and all you have to do is sit back and count the money!

Watch inflation, it gradually destroys your assets

Inflation makes today's money less valuable in the future. To win the race against time and inflation, learn to invest your money in the right places.

Savings accounts can help you keep up with inflation, but to stay ahead, you should invest in bonds, stocks or other investment vehicles that return funds above the average rate of inflation.

  • Save money. All the extra money you earn won't do you any good if you can't save.
  • Work to eliminate any debt you may have. If you have a large debt load, you are making money for someone else. The sooner you pay off your loans and debts, the sooner you will stop throwing money away
  • Start analyzing your decisions from the perspective of a business firm. In economics, the goal of a firm is to increase profits. Well-run firms spend money only when they expect a return on their investment and they allocate their resources to the most profitable niches. Of course, you are not a company and you think differently, but if you spend most of your money on investments that will give you a high return, you will earn more money and that is good news for the shareholders (you and your family).

Warnings

  • Beware of schemes that promise instant riches! Millions of people still fall for such tricks. If something sounds too good to be true, it really is bad.
  • Don't lose sight of what's truly important to you in your quest for money. Sure, you can earn more if you work more, but will you and your family get satisfaction from that extra money?

Money can do a lot for you, but don't forget about your health - it's priceless.

useful links

In addition to the information above, I would like to recommend that you read the book by Robert Kiyosaki - Rich Dad, Poor Dad, it is guaranteed to change your worldview and attitude towards money.

I also recommend subscribing to the channels of two millionaires - Oscar Hartmann And Evgeniy Chernyak. They interview successful entrepreneurs. See how people on the Forbes list act and think.

Surely every person has at least once wondered about how to make money without working. But the vast majority immediately dismisses this topic, since everyone knows exactly where free cheese can be found. However, there are methods, although they are certainly not considered “lazy”. And getting money without working is also quite possible. But let's talk about all this in order.

Instant income

Well, how to make money without working? Need to sell something you have! Almost all people have something at home that they don't need. In good or even new condition. You can advertise for sale or sell it to a consignment store for a certain amount. Things that have lost relevance for a person can also be valuable. The fourth iPhone, for example. Or an old laptop.

You can still get your money back from online purchases. Nowadays, the system of receiving additional discounts is very popular, the principle of which is to transfer cash to a person’s account for the purchases he has made.

You can also look for offers to participate in paid flash mobs. This cannot be called work, since such events are entertaining and bring joy. It wouldn’t hurt to sign up for the list of focus group participants. Customer and reader surveys are now paid for. And all you need to do is come to a meeting and talk about things you like or don’t like, and justify your point of view. Often representatives do not even invite you to the office, but call you on the phone.

Become a landlord

How can you make money without working? There is a pretty good way. Only for this you need to have real estate. Ideally, a second apartment. In every city, even if it is not particularly popular, there are always visitors who need somewhere to live. And some are looking for a more budget-friendly option and even agree to rent a room in an apartment with the owner.

True, a certain element of discomfort will still be present, at least at first - both will have to get used to living with a stranger and sharing space. Also, to avoid risk (tenants are different), it is better to register as a landlord. But these are nuances related to another topic.

Make funds multiply

This is the most effective option. And the most popular answer to the question of how to make money without working. You just need to organize passive income for yourself. However, this requires so-called start-up capital.

Having “extra” money, a person can borrow it at interest. There are many companies that easily match a lender with a potential borrower.

A more popular method is to open a bank deposit. And it is the most effective. Some banks offer their clients up to 10% per annum! The average varies from 6% to 8%. To find the most profitable option, you will have to study the market for financial offers. I am glad that in most banks the starting amount for opening a deposit is minimal. In some, the amount starts from 1,000 rubles.

But, of course, if a person is seriously concerned about how to make money without officially working, he needs to invest a lot of money. Let's say he deposits 1,000,000 rubles into the account at 7% per annum. In 365 days, the profit will be 70,000 rubles. Some banks pay income upon expiration, while others accrue it monthly to the client’s card. However, there are quite a lot of conditions, and it is better to get acquainted with them individually.

Investment

Investing to make a profit is another great way, by studying which you can understand how to make money without working for your “uncle.”

Many people decide to start playing on the stock exchange. It is a very risky activity, so you must first familiarize yourself in detail with this field of activity, investment strategies and e-commerce platforms. The securities auction market is very interesting, so if you have intelligence, caution and measure, you can earn a considerable amount of money. The main thing is to remember the rule - under no circumstances should you invest in the stock exchange those funds that you cannot lose.

Also, if a person is interested in learning how to earn money without working, he should familiarize himself with the option of investing in a business. But for this, again, you need start-up capital. However, some people, believing in the development of a particular company, take out loans, which then more than pay off, since the business lives up to expectations. You just can’t invest all your money in just one business. We need to find several promising companies. There must be a fallback option.

Online activities

Many methods of making money are successfully implemented by tens of thousands of people on the Internet. They do what they love and get good money.

Take, for example, video bloggers from YouTube. The income of owners of successful channels from advertising amounts to hundreds of thousands of dollars a year. True, it is difficult to establish yourself in this field, but if you have good technical equipment, a creative approach and a fresh idea, everything can work out. You can also create your own website or community on a social network.

But in any case, a person will have to work, although not in the traditional sense. He will have to create content, come up with fresh ideas, develop and advertise his project. But it’s still more exciting than sitting for a third of the day in the office.

Resale of real estate

This method is also worth mentioning when talking about where to make money without working. True, even here you need start-up capital.

The idea is to buy cheap housing that is in disrepair. A person registers it in his name, makes repairs, brings the premises into divine shape, and then puts the property up for sale, raising the price. Profits can be tens of thousands of dollars from one apartment.

However, to do this, you need more than just money. You also need to understand the local real estate market and know how and when prices change. Everything is very unstable in this regard. And besides, in the absence of funds to hire contractors to do all the dirty work, you will have to do the repairs yourself, and this is hard work. In general, everything needs to be thought through in detail.

Appeal to fortune

Many people are obsessed with the question of how to make money quickly without doing anything. So much so that excitement comes into play.

Regularly buying lottery tickets can, of course, pay off at some point. But this method is so dubious that it is not even worth considering it as such. It’s better to buy a ticket once a week to test your fortune, but at the same time do something more effective.

Some venture into the realm of sports betting. The principle of analysis is at work here. A person who understands teams and knows the potential of different clubs can very well win. For matches with obvious results, the odds are extremely low - from 0.5 to 1.5 maximum. But the risk is minimal, and the winnings are almost guaranteed.

And the last gambling option is a casino. It’s also far from the most stable way to earn money. Even if fortune is always on a person’s side, he will not be allowed to win too often - this is not profitable for the casino itself. In addition, players often do not know the limits. And in most cases, they even reduce big winnings to a penny.

Other methods

This is not all the information regarding how to make money quickly. If you have a personal car, you can start providing taxi services. A couple of trips - an extra thousand rubles in your pocket, minus the cost of gasoline.

You can try to organize your own business. Almost any hobby with the right approach can begin to generate income.

It is also quite possible to start your own online store. There are countless wholesale sites selling all sorts of items for pennies. It can be sold at a price increased by 4-5 times, and still the price will be attractive to customers. They just need to decide what they need.

In general, there are plenty of ways to increase your income. These are just the most popular ones. But you just need to remember that finances rarely “float” into your hands. Even to get easy money you need to put in at least some effort.

If you've lost your job or simply don't want to devote all your time to work in the traditional sense, you still need to live on something, right? In fact, there are many ways to earn some money to support yourself. Unless your goal is to live like a millionaire, you can undoubtedly make a living without having a traditional job. The key to your success lies in small sources of income and the ability to save money!

Steps

Part 1

Find sources of income

    Turn your hobbies into a source of income. Whatever you do, making money will take time, and time + money = work. Whatever you do to earn a living can be considered work, even if it is not “work” in the traditional sense of the word. If you just want to avoid a job you'll hate or the feeling that you're working too much, turn your passion into a source of income. Whatever interests you, it can be monetized.

    Complete assignments online. There are several websites that allow users to complete quick tasks for a small monetary compensation. The most popular ones are Seosprint, Socpublic and Seo-Fast.. Remember that the compensation for tasks on these websites is small, but you can easily complete them while you are doing something else (watching TV, taking a bath or travel by bus).

    Look after other people's homes and pets. Sometimes people who go on vacation or business trips, especially for long periods of time, will hire someone for a small fee to live in their home and care for their animals until they return. It is important for them to know that nothing will happen to their home and pets during their absence. Start looking at people's houses to get references, and then start looking for jobs from other people through classifieds online or in newspapers.

    Resell old items. Visit flea markets and websites like Avito.ru to find free or cheap items. It is often possible to clean up and refurbish old items for a small amount of money and then resell them for a higher price. Sometimes you don't even have to do anything: very often people sell things for pennies if they want to get rid of them quickly or don't know their true value.

    Rent out your home. If you own a home, you can rent a small, cheap apartment and rent out your home. If you have a nice home, have managed to find an inexpensive rental apartment, and the mortgage on the house is paid off or does not require high monthly payments, then you can make quite a lot of money this way. This can be either a very short-term endeavor (for example, you can only rent out your home for certain meetings and events) or a long-term venture.

    • Before renting out housing, carefully read the parts of the Civil Code of the Russian Federation regarding the provision of living space for rent. If you live in another country, check the relevant regulations to avoid problems and disagreements with the law.
  1. Use your body. No, not what you think. You can donate blood, plasma, eggs or sperm for money; if you have long and good hair (provided you don't mind it), you can cut it off and sell it. Perhaps there are cosmetology experiments being conducted in your city - you can take part in them (unless they violate local laws).

    Run errands for other people. Many people need to do a variety of tasks, but they either don't want to do them, or they simply don't have the time, so they are willing to pay someone to do them. Such activities can include almost anything: from grocery shopping to mowing the grass, from going to the doctor to delivering a package. One of the most popular websites for finding such assignments is YouDo. If you decide to work as a courier, a car will not hurt. On YouDo you can choose what will be interesting to you (from courier services to tutoring) and make money from it.

    Make money from stock photos. When websites, magazines and other media outlets require images, instead of taking photos of something themselves, they buy photos from special services. Using a high-quality camera, take some good photos and put them up for sale on Flickr or another stock photography website. If you take enough good photos, you can make good money for them without much effort.

    Take up tutoring. If you're good at a subject (for example, you always got A's in math in school), you can become a tutor to help kids succeed in school. You can register as a tutor on sites like Preply. You'll likely need some guidance, but over time you can make good money. It is worth noting that currently it is not necessary to go to people’s homes or invite them to your place for the purpose of training them - everything can be done online, for example via Skype.

    Create product designs. If you know how to use Photoshop and have basic artistic skills, you can make money by creating prints for T-shirts and other products and then selling them online. Visit sites like maryjane.ru, printdirect.ru or Western analogues - Society 6 and Redbubble and read the conditions for authors of works. Society 6 and Redbubble will sell, produce, and ship the finished product for you (in exchange for a cut of the sales), but you can still make plenty of money from those sales.

    Write articles for websites. Many websites offer money for creating new content. For example, you can earn good money on copywriting exchanges such as Advego and Weblancer. However, such work will require you to be able to produce new content very quickly. You must know exactly what you want to say and be able to type quickly on a computer!

  2. Part 2

    Save money

      Use only the most necessary things. We always think that we need a lot of different things, when in fact we don’t, and all these extra things nevertheless require considerable expenses. Do you want to turn those small earnings from various sources described in the previous part into even more money? Then you should reconsider your definition of necessity. Mobile phone? Home phone? Cable TV? Candies? Food from fast food restaurants? Gym membership? Magazine subscriptions and internet services? Internet? Different people need different things depending on their lifestyle. Look at all the things you spend money on and think: Do you need all these things to survive? If the Internet is your main source of income, then your answer will probably be positive.

      Live with your parents. If you are young, live with your parents. This can save you a lot of money and help you save enough for when you're ready to take on more responsibilities and move out. If you help your parents with household chores and are respectful towards them, they most likely won't mind. Just make sure they see that you are trying to save money and be responsible.

      Keep track of how much money you spend. Look at all the receipts or bank statements from the previous month. Are there excessively expensive purchases listed? When you look closely at your receipts and bank statements, you'll likely notice that you've made a few purchases without thinking through them at all. Pay attention to how you spend your money to become a smarter consumer and saver.

      Create a budget. Plan your expenses and stick to that plan. This will save you a lot of money. Very often it can feel like our salary is simply evaporating into thin air because we allow ourselves to make various unnecessary purchases. Allocate some money for such purchases, but overall stick to your budget to save as much money as possible.

      Buy only items that are on sale at a discount. Clothes, food, household items: everything must be purchased at a reduced price. However, don't buy something just because it's on sale; you'll end up spending even more money. Buy clothes from thrift stores or flea markets. You can also save on food by buying most of your food at markets or wholesale stores.

      Never use credit cards. Avoid credit cards and other methods of borrowing money. Any money you have to borrow will have to be paid back with interest, which means that everything you buy on the credit card will cost several times more. This can seriously harm your finances. If you need a credit card to buy something, you either don't need it or you're living beyond your means.